Personalized pillow monogram pillow with initials ~ Monogram pillow text may be black or navy. Cream cotton fabric, cotton duck, which is light cream with flecks of brown, tan, black running through it, these variations are normal for this fabric. Insert IS included with purchase. If you would like to upgrade to a faux down insert, add this listing to your cart as well: https://www.etsy.com/listing/255878251/upgrade-to-a-faux-down-insert-for-12x16?ref=shop_home_active_1 Cover made for 12x16 insert. Finished size is smaller than 12x16. Back with envelope closure or zipper closure when available. Printing black or navy. Spot clean, air dry, iron reverse or dry clean to maintain structure & vibrancy. pillow is a dcor item & should be treated as such. When ordering, be sure to add the initals that you would like, in the order that you would like them. Normally, this is how it is done: Example: Bob & Mandy Jones would like to order: BJM Mandy Allison Jones would like to order: MJA Would you like white fabric with Navy Blue printing? Here is the listing for that: https://www.etsy.com/listing/165678731/personalized-pillow-navy-monogram-pillow GIFT WRAP: https://www.etsy.com/listing/572639017/gift-wrap-wrapping-provided-priority?ref=shop_home_active_1&frs=1&crt=1 Fabric may vary due to supply availability, causing slight variations in shade and/or weave. Cover closure may vary between envelope closure & zipper. Turn around/ time to make this item is 3-5 business days. This is the time to get your item out the door & on its way to you! Personalized Monogram Pillow, Christmas Gift, Initial Newlywed Gift College Graduate, Engagement Mother's Day, Wedding